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  • How are mortgage rates determined?

    May 4, 2021
  • Jane McGrath “How are mortgage rates determined?” 1 February 2010. HowStuffWorks.com.

    What’s life without a little risk? That may sound clich√©, but in today’s credit-dependent culture, it can be difficult or even unwise to go through life without taking some sort of gamble with your finances. To make a living, you’ll need a job. To get the job you want, you may need formal education. To get to work, you may need a car. To try to be fiscally prudent in the long term, you may decide it’s best to invest in a house. But, because they are so expensive, getting an education, car or house usually requires taking out a loan.