• Is Home Ownership Right For You?

      Is owning a home right for you? Becoming a homeowner comes with a lot of responsibility, but also a lot of rewards. To help you decide if owning a home makes the most sense for you, here are some of the main reasons people choose homeownership over renting. It’s a Good [...]

    Read more

    Not all of these documents will apply to you.  Also, there may be additional documents that are not on this list that may be requested from you.   Income Documents 2 years most recent taxes (all pages) 2 years most recent W2's and/or 1099's  (tax forms you receive[...]

    Read more

    A reverse mortgage makes it possible for homeowners 62 or older to convert their home equity into a home loan with deferred payments.  In most cases, those payments can be deferred for as long as the homeowner remains living in the home as their primary residence and does not default [...]

    Read more

    YOUR ONE STOP COMMERCIAL LENDING SOLUTION Funding loans nationwide from $1,000,000 to $500,000,000. No matter what your goal – We have it covered.   Type of Lenders Banks Credit Unions Insurance Companies Commercial Mortgage Companies Private Money Lenders Wall [...]

    Read more

    Jumbo loans, also known as non-conforming conventional loans, are used when loan amounts are greater than $424,100 for a single family home (certain areas may have a higher limit). This is a great loan for a buyer that can afford the larger monthly payment but does not have the down [...]

    Read more

    This type of refinance would be used to lower your interest rate, lower your loan term or both.  It may also be used to convert a loan with mortgage insurance into a loan with no mortgage insurance (Example - refinance an FHA loan to a Conventional loan without mortgage insurance). [...]

    Read more

    A fixed rate loan is one in which the interest rate remains the same for the entire term of the loan.  A fixed rate loan would allow the borrower to "lock in" the rate for the life of the loan and not be concerned with interest rate fluctuations. [...]

    Read more

    A conventional loan is the only traditional loan that can be used for various types of residential purchases.    Where FHA, VA and USDA loans can only be used on primary residences, conventional loans can be used for primary residences, second homes and investment [...]

    Read more

    The FHA loan program has been around since 1934 and has assisted many people with obtaining their homes.  FHA loans only require a 3.5% down payment and qualifying guidelines tend to be geared towards first time homebuyers.  More information is available at www.hud.gov.[...]

    Read more

    VA Loans

     WE ARE PROUD TO SERVE OUR VETERANS AND ACTIVE DUTY MILITARY.  THANK YOU FOR YOUR SERVICE!    To obtain a COE, you must have been discharged under conditions other than dishonorable and meet the service requirements below:   StatusQualifying Wartime & [...]

    Read more