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  • These loans are designed to help first-time home buyers and other qualified individuals achieve the American dream of homeownership. They typically require a lower down payment. You may qualify for a FHA loan even if you have a foreclosure in your [...]

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    The Department of Veterans Affairs guarantees loans made to veterans. These loans require little to no down payment. Just as with FHA loans, you may qualify for a VA loan even if you have a foreclosure in your past.

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    USDA

    Mar

    13

    | Mortgages | John

    USDA loans are "no down payment required" loans. Both the borrower and the property must qualify for the loan.* Borrowers must reside in the home as their primary residence * 4 or fewer people residing in the home cannot earn more than $82,700 [...]

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         Sunstreet offers renovation loans up to $30,000.  This is in addition to the purchase price of the home minus the 3.5% down payment.  These loans are done under the FHA 203K program. Because this loan is an FHA [...]

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    Jumbo loans, also known as non-conforming conventional loans, are used when loan amounts are greater than $548,250 for a single family home (certain areas may have a higher limit). This is a great loan for a buyer that can afford the larger monthly [...]

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    This type of refinance would be used to lower your interest rate, lower your loan term or both.  It may also be used to convert a loan with mortgage insurance into a loan with no mortgage insurance (Example - refinance an FHA loan to a [...]

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