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  • Reverse Mortgages

  • A reverse mortgage makes it possible for homeowners 62 or older to convert their home equity into a home loan with deferred payments.  In most cases, those payments can be deferred for as long as the homeowner remains living in the home as their primary residence and does not default on certain obligations such as taxes or insurance.  Reverse mortgages can also provide qualifying homeowners with tax-free loan proceeds which are typically used to make retirement more enjoyable, finance housing improvements, or to permit retirees to remain in their own home throughout their retirement so long as the borrower pays property taxes, homeowners insurance and costs associated with home maintenance.

    Contact Kim today for more information on a reverse mortgage and to see if it is right for you.