• 520-625-9493


  • USDA

    USDA loans are "no down payment required" loans. Both the borrower and the property must qualify for the loan.

  • Borrower Qualifications

    * Borrowers must reside in the home as their primary residence
    * 4 or fewer people residing in the home cannot earn more than $82,700 combined.
    * 5-8 people residing in the home cannot earn more than $109,150 combined
    * Borrowers cannot have more than 20% of the sales price of the home in liquidable assets (exclude retirement accounts)

  • Property Qualifications

    * Property must be located in an a USDA Eligible area. Click here for property eligibility
    * Property must be a site built home, condo or townhouse - NO MANUFACTURED HOMES


    USDA charges a 1% Guaranty Fee. This fee is normally financed into the loan.
    With a USDA loan, you will also pay a monthly mortgage insurance premium. The monthly mortgage insurance premium is for the life of the loan.
    When refinancing a USDA loan you will be charged the 1% Guaranty Fee again.